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Steps to Follow to Help You Prioritize Your Purchases

Step one: Make a list of everything you want now and in the future.

Step two: Make a list of everything you need immediately and in the future.

Step three: Prioritize each item on each list. Start with number one to designate the most important item.

Step four: Make a note as to the immediate benefit each item will bring.
Step five: Make a note as to which functions the item will benefit. (Such as business, school, etc.)

Step six: Make a note as to whether the item is a tool to increase your income.

Step seven: Research the cost and whether or not you can afford each item.

Step eight: Present your list to three people you respect and ask them which item they suggest you purchase first.

Step nine: Evaluate the suggestions you received and make a decision on the most important item to purchase.

Step ten: If you made the decision to purchase something you want, rather than need, you should start all over.

Step eleven: After realizing that you should be buying something you need, not want, check your finances,
and then compare prices and purchase the item.

Click here for worksheet to help you prioritize your purchases.

If you decide to make a purchase, make it through our website, as some of the proceeds go to Credit Power Educational Foundation, Inc.