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Steps to Follow to Help You Prioritize Your Purchases

Step one:      Make a list of everything you want now and in the future.

Step two:      Make a list of everything you need immediately and in the future.

Step three:   Prioritize each item on each list. Start with number one to designate the most important item.

Step four:     Make a note as to the immediate benefit each item will bring.
Step five:      Make a note as to which functions the item will benefit. (Such as business, school, etc.)

Step six:       Make a note as to whether the item is a tool to increase your income.

Step seven:  Research the cost and whether or not you can afford each item.

Step eight:    Present your list to three people you respect and ask them which item they suggest you purchase first.

Step nine:     Evaluate the suggestions you received and make a decision on the most important item to purchase.

Step ten:       If you made the decision to purchase something you want, rather than need, you should start all over.

Step eleven: After realizing that you should be buying something you need, not want, check your finances,
                      and then compare prices and purchase the item.

Click here for a worksheet to help you prioritize your purchases.

If you decide to make a purchase, make it through our website, as some of the proceeds go to Credit Power Educational Foundation, Inc.